Author: Yelena Terushkin, PA-C

Key Takeaways:

  • Insurance Type Dictates Referrals: HMO plans typically require a primary care physician (PCP) referral, while PPO plans usually allow direct access to specialists.
  • Medically Necessary vs. Cosmetic: Insurance generally covers treatments for conditions such as acne and eczema, and screenings for skin cancer, but excludes purely cosmetic procedures.
  • The “2-Week Rule”: Urgent referrals for suspected melanoma are prioritized to ensure patients are seen within 14 days for early diagnosis.
  • Brooklyn Accessibility: At Skin Glow Dermatology, we provide structured payment options for those without insurance to ensure expert care remains accessible.

Do You Need a Referral to See a Skin Specialist in NYC?

In New York City, whether you need a referral to see a dermatologist can depend on your health insurance plan. Many insurance providers require a referral from a primary care physician to see a specialist, including dermatologists. This referral process ensures that the visit is medically necessary and often helps with insurance coverage. However, some dermatologists in NYC may accept patients without a referral, allowing for direct appointments. It’s essential to check with your insurance provider and the dermatologist’s office to confirm if a referral is needed.

Referral Requirements by Insurance Type

Insurance Plan TypeReferral Required?Typical Coverage Rule
HMO PlansYesPCP acts as a gatekeeper to specialists.
PPO PlansNoDirect access to in-network specialists.
NY MedicaidVariesMost plans require PCP coordination for specialty care.
Medicare Part BNoCovers medically necessary outpatient dermatology.

What is the 2-Week Rule for Dermatology?

The “2-week rule” for dermatology refers to a protocol for urgent referrals when there is a suspicion of skin cancer. The guidelines are as follows:

  • Suspected Melanoma: Patients should be referred through a suspected cancer pathway, which ensures an appointment within 2 weeks if dermoscopy suggests melanoma of the skin.
  • Nodular Melanoma: Patients with a pigmented or non-pigmented skin lesion that suggests nodular melanoma should be considered for a suspected cancer pathway referral, ensuring they are seen within 2 weeks.

This expedited referral process aims to facilitate early diagnosis and treatment of potentially serious skin conditions.


What Happens the First Time You Go to the Dermatologist?

During your first visit to the dermatologist, you can expect a comprehensive head-to-toe, full-body skin examination. This thorough examination allows the dermatologist to establish a baseline assessment of your skin’s normal appearance and to identify any areas of concern. The dermatologist will inspect your skin for any unusual moles, growths, or lesions, and may ask about your medical history, skin care routine, and any specific issues or symptoms you are experiencing.


How Much Does a Dermatologist Visit Cost in NYC?
Best Brooklyn Dermatology Clinic, Skin Glow Dermatology

How Many Times Should You Go to the Dermatologist?

Annual Exams – The Skin Cancer Foundation

The Skin Cancer Foundation recommends that you see a dermatologist once a year for a full-body, professional skin exam as part of a complete early detection strategy. Individuals at higher risk of skin cancer, such as those with a family history of skin cancer, fair skin, or a history of excessive sun exposure, may need to visit the dermatologist more frequently.


How Much Does It Cost to See a Dermatologist in NYC?

Average Cost of Visiting a Dermatologist

The cost of seeing a dermatologist without insurance in NYC can vary based on factors such as location, the dermatologist’s expertise, and the nature of the condition being treated. On average, an initial consultation with a dermatologist in New York City may range from $150 to $200 or more, depending on the complexity of the visit. Follow-up appointments typically cost less, averaging around $100 to $150.


Cost of Skin Care Consultations at Skin Glow Dermatology

At Skin Glow Dermatology, located in Brooklyn, New York, the cost structure for initial and follow-up consultations is designed to provide accessible care:

  • Initial Consultation: Approximately $150. During this visit, patients receive a thorough examination and evaluation of their skin concerns by a board-certified dermatologist.
  • Follow-up Consultation: Approximately $100 each. These appointments allow patients to monitor progress, discuss any changes in their condition, and receive ongoing treatment recommendations.

Payment Options and Accessibility

For individuals without health insurance, finding affordable dermatological care can be challenging. However, Skin Glow Dermatology offers structured payment plans or alternative payment options to make appointments more accessible. These may include payment in installments or discounts for paying upfront.


Understanding Your Insurance Coverage for Dermatology Procedures in Brooklyn

Should I Wash My Face Before a Dermatologist Appointment?

Yes, it is advisable to wash your face before seeing a dermatologist, especially if you are seeking treatment for acne or other facial skin issues. Arriving with clean skin gives the dermatologist an accurate picture of your skin’s condition. Additionally, try to avoid wearing makeup to the appointment, as it can conceal underlying skin issues that the dermatologist needs to see for an accurate assessment.



Insurance Coverage at Skin Glow Dermatology

Insurance Plans Accepted: Skin Glow Dermatology accepts major insurance providers, including Aetna, Blue Cross Blue Shield, Cigna, EmblemHealth, Healthfirst, Medicaid, Medicare, and UnitedHealthcare.

Covered Services: Insurance generally covers medically necessary treatments such as:

  • Consultations for acne, eczema, psoriasis, and rosacea
  • Skin cancer screenings and mole evaluations
  • Biopsies and diagnostic procedures
  • Treatment for skin infections and rashes
  • Management of chronic skin conditions

Cosmetic Procedures: Cosmetic treatments like Botox, fillers, chemical peels, and laser treatments are typically not covered by insurance and require out-of-pocket payment.

Referral Requirements: Some insurance plans may require a referral from a primary care physician. Check with your provider and the dermatology office beforehand.



Medical Disclaimer The information provided on this page is for educational purposes only and does not substitute for professional medical advice, diagnosis, or treatment. Always verify your specific insurance coverage rules before booking an appointment.


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Christine Desanctis profile picture
Christine Desanctis
27/08/2026
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I will not trust anyone else with my face ever again. Yelena is a magician, she always makes me look and feel my most confident. In addition to being incredibly skilled she is also extremely professional, kind and attentive. I can’t thank her enough!!
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Mary Sava
10/08/2026
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Yelena is absolutely the best! I am thrilled with my results! From the moment I walked in, I felt so comfortable and confident that I was in the best hands. My face looks amazing—so natural, refreshed, and beautifully balanced. I couldn’t be happier with my experience and would highly recommend Yelena. I have been seeing Yelena since 2023 and will definitely be coming back! ❤️
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Kim Anderson profile picture
Kim Anderson
06/08/2026
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I cannot recommend Yelena Terushkin, PA-C highly enough. After another dermatologist at a different practice misdiagnosed my skin concerns, I sought a second opinion with Yelena. She identified both a melanoma and a basal cell carcinoma that had been missed, and I genuinely believe that decision changed my life. As frightening as the diagnosis was, Yelena handled every step with incredible compassion, professionalism, and empathy. She took the time to thoroughly explain my pathology results, walk me through each treatment option, answer every question I had, and ensure I understood exactly what came next. I never felt rushed, and I always felt like she truly cared about me as a person, not just a patient. She also emphasized the importance of routine skin checks moving forward, helping me understand that early detection is one of the most powerful tools we have in preventing serious outcomes. That education has completely changed the way I approach my health. I will always be grateful to Yelena for her expertise, her kindness, and her diligence. She caught what someone else missed, and because of her, I have the opportunity to move forward with treatment early. If you're looking for a dermatology provider who is exceptionally knowledgeable, compassionate, and meticulous, I cannot recommend Yelena Terushkin enough. She has earned my trust and gratitude for life.
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Alejandra Espitia
07/07/2026
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Yelena came highly recommended by one of my coworkers. Now after two microneedling sessions, I can honestly say that my skin looks smoother and healthier with noticeable improvement.
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Ashley DiLalla
18/06/2026
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LOVE this team and their expertise! My skin is truly glowing ❤️
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Amy Black
02/06/2026
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I finally tried microneedling after seeing coworkers get amazing results. The effect is WOW!! Dr. Terushkin warned me about a couple of days of redness but the results after that are totally worth it.
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FRNCH FOLLY
01/06/2026
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I just had a cyst removed; it was an amazing experience overall, doctor was kind, gentle and very emphatetic. Did a magnificent job closing me up as well; as I needed stitching and had previous bad experiences on the matter, I am utterly relieved by the craftsmanship. 5/5! I totally recommend
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Mel CasadiBling
30/05/2026
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I went for Botox and fillers and she has completely transformed my face in the best way. My forehead is now totally smooth with zero wrinkles, and my jawline looks so much more lifted and defined. She subtly reshaped my whole facial structure without it looking obvious or overdone at all. I still look like me, just a fresher, more rested version. The whole procedure was quick with literally zero discomfort, and her eye for detail is insane. I keep getting compliments and feel so much more confident. If you’re on the fence, just book it, she’s the real deal! 🙌
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Kim Daniels
20/05/2026
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I’ve been a patient for a long time, and will continue to trust my skin to Yelena. Love the friendly and helpful staff who are always prompt to respond.
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Melissa Larose
12/05/2026
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I have been seeing Yelena for medical weight loss over the past 6 months. She has helped me lose 40 lbs and is always available to answer questions or address any concerns.
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